No 1 (2024)
Editor's note



ECONOMIC THEORY
Free medical services in Russia as a merit good
Abstract
Introduction. The problem of improving the quality of health capital creates motivation for a more detailed study of the theoretical justification for the emergence of merit goods and correlation of their current interpretation with the key features of modern Russian healthcare.
The purpose of the research work is to substantiate the methodological approach to the study of medical services provided to Russian citizens within the framework of free medical care as a merit good. To reach this aim, the following research objectives have been achieved: the content and fundamental characteristics of the concepts “merit good” and “merit need” have been analyzed; the relationship of these concepts with key concepts of modern economics describing individual and collective choice has been explored; the existing institutional structure of providing free medical care to Russian citizens is correlated with the concepts of merit needs and goods.
Research methods include the analysis of relevant domestic and foreign scientific publications, the Russian legislative framework, synthesis, as well as analytic and graphic modeling.
Results. The concept of merit goods proposed by R. Musgrave came into conflict with one of the key provisions of the economic mainstream – methodological individualism. Attempts to eliminate this contradiction gave rise to a scientific debate, which over time influenced ideas about the independence of individuals' preferences and created the need to partially rethink the nature and role of the public sector of the economy, complementing the toolkit of supporters of state paternalism. Public choice in the case of merit goods represents (aggregates) individual political preferences. These policy preferences, in turn, can be seen as higher-order preferences that override the individual preferences that are revealed by market mechanisms. The healthcare for Russian citizens, to the extent that it is guaranteed by the state, is an example of such preferences. The list of free medical services (merit benefits) included in it is fixed in each subject of the Russian Federation by a program of state guarantees for the provision of free medical care to citizens, however, the actual content of such programs depends to a greater extent on the financial security of the subject than on the real merit needs.
Conclusion. The volume and range of merit goods are determined by normative procedures for making collective decisions. In the case of the Russian healthcare system, they are recorded in the program of state guarantees for the provision of free medical care, which do not always serve as a mechanism for identifying and satisfying merit needs due to institutional and resource limitations.



REGIONAL AND SECTORAL ECONOMICS
Organic agriculture in Russia: development drivers and constraints
Abstract
Introduction. The global population’s growing needs for food, promotion of healthy eating, revision of climate and environmental agendas, and the search for alternative pathways of agriculture development have contributed to the increasing popularity of organic agriculture. The development of this sector both worldwide and in Russia is considered to be one of the objectives in building a modern model of agriculture, as well as a basis for the transition of rural areas to sustainable development and the formation of green economy.
The purpose of the study is to assess the level of development of organic agriculture in Russia in the current economic conditions and work out measures aimed at the development of this sector.
Methods. Along with traditional methods of research (observation, comparative economic analysis and synthesis, analysis of statistical reporting, generalization), special methods were used (economic and statistical, abstract and logical, calculation and constructive, monographic and expert-based ones).
Results. While there are certain positive trends in the development of organic agriculture in Rusia, the sector has not realized its existing potential and is still in its infancy. The development of the sector in Russia is most significantly hampered by the insufficient level of the population’s real disposable incomes (effective demand) and the absence of a comprehensive system of direct government support, not a lack of supply of organic products. Measures have been outlined, the implementation of which will contribute to the development of domestic organic farming and livestock farming.
Conclusion. The introduction of organic agriculture development mechanisms proposed in the course of the present study will assist in achieving the economic, social and environmental effects. Programs for organic agriculture development should act as one of the main tools of the stimulating state policy and be taken into account in general programs aimed at the development of the agricultural sector in Russia.



Problems of Russia’s economic security in cooperation with Southeast Asian countries
Abstract
Introduction. The issues of ensuring national economic security under present conditions are becoming increasingly important. External threats to the modern economy of Russia are mainly associated with the economic sanctions imposed by some of the developed countries of the world and the resulting discrimination of our country in world markets. The refusal by European countries to have trade relations with Russia and the forced orientation of Russia’s economy towards the East have positive aspects and, at the same time, engender certain contradictory trends.
The aim of the study is to consider the impact of the current trends on the issues related to ensuring Russia's economic security in the process of economic relations with some particular countries of Southeast Asia, primarily China and India.
Results. In recent years, as a result of the sanctions policy pursued by Western countries and their partners, Russia, China and other developing countries have been confronted with an extensive system of threats and challenges: the strategic rivalry between China and the USA is on the rise, and the consequences of the "golden billion" countries’ containment policy toward Russia are becoming apparent. In these conditions, both Russia and China are taking necessary measures to ensure regional and global security. 80 joint investment projects are being implemented for a total of almost 20 trillion rubles; within the framework of large integration associations (SCO, BRICS), the countries are striving to strengthen their economic security, overcome partial international isolation, and expand partnerships. It is proposed to develop a model of a "special and privileged strategic partnership" with India in order to solve the problem of trade imbalance between Russia and India by means of increasing the export of products of both traditional (agriculture, pharmaceutical industry, automotive components industry) and new industries.
Conclusion. The relations of Russia with the leading countries of Southeast Asia are characterized by a number of problematic issues posing significant risks and threats, as well as by great potential for further development of foreign economic ties. Russia, China and India are members of BRICS and SCO. The countries need to make every effort to ensure that these organizations become effective institutions for finding compromise solutions aimed at strengthening economic and political security. It is in Russia’s self-interest to treat China and India as long-term strategic partners and not perceive them as two parallel directions of foreign economic policy, between which a choice has to be made, and actively develop their interaction with each other.



FINANCE
Theoretical aspects of the influence of social norms and cultural identity on economic behavior and consumer utility
Abstract
Introduction. The phenomenon of culture is relatively new to modern economic science; it is studied exclusively within the context of behavioral economics. This work has characteristics of a scoping review based on analyzing the most well-known experiments in the field of psychology in connection with economic behavior, culture and social norms. The theoretical model of cultural transmission has existed since the 1980s, though it didn’t become really popular until 2014–2016, when behavioral manifestations, especially noticeable in the economic and social domains, were analyzed in relation to the migration crisis in European countries.
The purpose of the study is to identify the indicators of the influence of social norms and cultural identity determined by them on people’s economic behavior.
Research results. Recent publications on the topic show that there is one key objective criterion, namely language, for identifying an individual as belonging to a certain culture. It is language that shapes a person’s mentality as a perceived image of the world, including the cultural image, as well as his or her identity and self-identity. People’s economic behavior varies across countries and within countries depending on a great number of factors. In Russia, research on people’s behavior depending on their identity with particular ethnonational groups is not carried out because, according to the social norms of the Russian society, all people are equal. In the United States of America, there is a basis for such research. Statistics show that, compared to European Americans, Asian Americans tend to accumulate more human capital, more often participate in tax-advantaged programs and accumulate savings. Cultural identity significantly influences people's economic behavior determining consumer utility.
Conclusion. Cultural identity is basis on ethnonational, religious, linguistic and other features. Adherence to social norms is associated with cultural identification and impacts economic behavior in terms of responsibility and willingness to take risks. Economic behavior determines consumer preferences and influences social norms.



Insurance as a key factor of well-being of the state and its citizens
Abstract
Introduction. Insurance is part of the financial market and an indispensable instrument for reducing risks and ensuring financial security for individuals and companies. Different types of insurance coverage make it possible to protect property, health, liability, life and other assets against unforeseen events. Insurance plays an important role in safeguarding the economic and social stability of the state. Thanks to insurance, the level of confidence in a country's economy increases.
The purpose of the article is to explore the contribution of insurance to the implementation of the socio-economic function of the state.
Research methods – generalization of Russian practice, analysis of open data on the insurance market.
Interpretation of research results and their analysis. The Russian insurance market is undergoing gradual transformation. Market leaders and drivers are changing, business processes are improving. The insurance market mainly serves consumers in the banking sector. Bancassurance development can be observed.
For many years, the insurance market has been driven by life insurance. Compared to 2013, the life insurance market has showed a 6-fold increase. This reflects the citizens’ demand for low-risk investments, insurance protection after reaching a certain age or in the event of a major illness diagnosis. The second trend in the insurance market is the reduction of the pressure on the state through compulsory insurance of various types. In 2023, compulsory insurance accounted for 15% of the total market share. Compulsory Motor Third Party Liability Insurance (CMPTL or OSAGO) has the largest share (94.13%) of the overall mandatory insurance market. Other types of compulsory insurance are state insurance of life and health of military personnel and persons of equivalent status, insurance of the civil liability of a carrier for causing harm to the lives, health or property of passengers, etc. Collecting large volumes of insurance premiums measured in trillions of rubles, insurance companies finance the national economy by purchasing industrial and government securities.
Conclusion. Therefore, the range of insurance functions is much wider than it seems. It includes compensating for insurance damage, investing of available assets through life insurance, financing economic development at the company and state levels.



MANAGEMENT
Methodological provisions for the preparatory stage in the marketing research of the territories of the Northwestern Federal District
Abstract
Introduction. Marketing research of territories is necessary for a comprehensive situational analysis and strategic planning of sustainable socio-economic development of territories at the local, regional and federal levels. The fact of uneven development of territories and their competition in terms of historical and contemporary factors affecting the attractiveness of a territorial product for stakeholders should also be taken into consideration.
The purpose of the article is to present methodological provisions (substantiation of the problem, conceptual apparatus, principles and methods) for the preparatory stage of marketing research of territories, which allows for a comprehensive assessment of the socio-economic development of the territories (constituent entities of the Northwestern Federal District, NWFD)
Research methodology. The work is based on a critical analysis of the sources of secondary data that are highly cited in the Russian Science Citation Index (RSCI), a qualitative study carried out using the guide interview method, as well as the use of the methods of comparison, logical argumentation and generalization.
Interpretation of research results. The factors influencing the investment attractiveness of the NWFD regions and the competitiveness of the territorial product have been assessed. The validity of using the guide interview method in obtaining and processing valuable marketing information has been confirmed. The main advantages of the method include consistent structuring of the information, effectiveness of communication between the interviewer and the respondent; simplification of the analysis and comparison processes, as well as its versatility.
Conclusion. The practical value and applicability of the guide interview method in the marketing research of territories at the stage of identifying value orientations, as well as in the process of stakeholders’ decision-making on a territorial product, have been substantiated and tested. The information obtained is most valuable in planning the socio-economic development of unique territories.



Transformation of enterprise management systems in the military-industrial complex in the process of diversification
Abstract
Introduction. The transformation processes that are under way in the Russian military-industrial complex (MIC) during its diversification geared to providing the domestic market with high-tech dual-use and civilian goods are aimed at the achievement of full-fledged import substitution and overcoming the challenges of the sanctions regime. These processes have revealed the need to implement transformations in the management system of defence industry enterprises, without which the assigned strategic objectives cannot be attained. From a practical perspective, it gives greater relevance to the task of studying the transformation of enterprise management systems in the defence industry in the process of its diversification.
Research methodology Based on the scenario planning approach the article attempts to elucidate the cause-and-effect relationships in the process of defence enterprise diversification, which allows improving an enterprise management system taking into account the state of internal and external environments.
Interpretation of research results. A conceptual model of the transformation of management systems at defence enterprises undergoing diversification has been proposed. The authors’ interpretation of the concept of "management system of defence industry enterprises in the context of diversification" has been set forth. The concept of "transformation of management systems of defence industry enterprises in the context of diversification" has been introduced.
Conclusion. The proposed conceptual model of the transformation of management systems can be the basis for further selection of tools, techniques and approaches that allow updating the management system of an enterprise taking into consideration the state of its internal and external environments.


